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Mission is on the shoulders—Ganzi Rural Credit Union serves the "Three Rural Issues" of the whole state

Ganzi Daily January 17, 2020

Villagers in Tableka Village, Wari Township, Daofu County are doing business.

◎ Li Mengjiao Wen / Picture

"Establishment of agriculture and solid foundation is the foundation of Anmin." As the "Sichuan People's Own Bank", which is rooted in the countryside and serves "agriculture, rural areas and farmers," in recent years, the Ganzi Prefecture Rural Credit Union has been born in Sri Lanka and grown in "Sri Lanka" is full of enthusiasm, continues to serve the "agriculture, rural areas and farmers" and the real economy, and accurately promotes inclusive finance and poverty alleviation. With outstanding practical results, it has contributed to the acceleration of the construction of a beautiful ecological and harmonious well-off Ganzzi .

Focus on

Spare no effort to promote the steady development of the real economy

Ganzi Rural Credit Union strictly follows the requirements of "returning to the origin and focusing on the main business", focusing on major projects, key projects and advantageous industries in the state, and has successively introduced and implemented the "Implementation Plan to Support Local Economic and Social Development" and "Support to Rural Revitalization Plan". And the "Ten Measures to Support the Private Economy", issued 776 million yuan in loans to Aden, Hailuogou Scenic Area and Jiaju Zangzhai Village, Zhonglu Zang Village, Batang Tsoupogou, Yala-Zhonggu, Litang Gnie Shenshan and other scenic spots. Loans to 845 million yuan were granted to the downstream accommodation and catering industries such as Daocheng Risong Gongbu Hotel, Luding Meizhou Hotel, and Kangding Gesanghua Hotel. As of the end of December last year, the balance of loans in the tourism industry chain was 2.078 billion yuan, a net increase of 569 million yuan from the beginning of the year, accounting for 19.82% of the total loan balance; in order to deeply integrate into the rural revitalization, the agency will help the rural revitalization strategy serve the "three rural issues" The general manager of financial work has successfully signed strategic cooperation agreements with 15 county-level governments across the country for rural revitalization. The intentional cooperation amount has exceeded 5 billion yuan, and has been submitted to Litang, Xinlong, Daofu, Shiqu, Ganzi, Dan, etc. State-owned asset companies and urban and rural construction investment companies in Ba and other counties issued loans of 340 million yuan to support urban and rural upgrading and infrastructure construction projects, and successfully issued Danba ’s first land addition-decrease-linked project loan of 45 million yuan to Danba and rural villages. The 100 million yuan loan for the revitalization project was used for the construction of Jiaju and Zhonglu Scenic Spots; in accordance with the "two increase and two controls" goal of small and micro enterprises, the loan procedures were comprehensively simplified, the loan process was optimized, and loan interest rates were preferentially implemented. The average weighted interest rate was in the provincial rural credit system. At a relatively low level, the small and micro enterprises' financial services have changed from the expansion of "quantity" to changes in quality and efficiency. At the same time, a second credit center covering seven surrounding counties was set up in Litang, with a cumulative loan of 1.065 billion yuan, which strongly supported the economic development of the seven counties in Nanlu. As of the end of December last year, the number of small and micro enterprise loans to the agency was 3371, with a balance of 2.198 billion yuan, an increase of 441 million yuan from the beginning of the year.

Fulfill the mission

Get through the "last mile" of inclusive financial services

Ganzi Rural Credit Union Co., Ltd. takes the work idea of "stabilizing growth, promoting reform, adjusting structure, and benefiting people's livelihood" to take the initiative to actively connect with the people's livelihood field of social and economic development in our state, and always regards poverty reduction as the biggest political responsibility to help the poor As a starting point, microfinance will favor all kinds of advantageous resources to the poor areas and the poor, and ensure that the qualified households who set up and set up cards and the subjects with poverty alleviate their loans. With the help of the People's Bank of China's poverty alleviation reloan, a total of 6,027 million yuan of various types of poverty alleviation loans were issued, of which 1.163 billion yuan were granted to 33,319 households who have set up and set up poverty-stricken cards, and 19,450 poverty alleviation microcredits were issued, totaling 770 million yuan. Proactively connect industrial poverty alleviation plans, focusing on industry-driven poverty alleviation. By increasing credit allocation, implementing interest rate preferences, and guiding business entities such as self-employed households to become rich leaders in industrial development, a total of 403 industrial poverty alleviation loans have been issued, 2.976 billion. Yuan, driven 19,435 poor households to get rid of poverty and become rich. Efforts have been made to promote the credit rating of the entire village, and the credit rating of 878 villages in the state has been completed. The number of rating households is 20,014, and the amount of credit granted is 668 million yuan. A total of 4,638 35.112 million yuan of student loans were granted to students in the source areas; 13.33.22 million yuan of loans were granted to innovative women who were willing to start their own businesses, laid-off workers, young entrepreneurs, and returning rural migrant workers; Poor left-behind children donated books, learning materials, and daily necessities worth about 100,000 yuan; since last year, they have donated and donated materials worth more than 3 million yuan to various units, which has facilitated the successful holding of various activities. In strict accordance with the development direction of smart banks, actively promote the transformation and development of channels, build a multi-layered, three-dimensional, and full-coverage rural financial service system, accumulate 2,580 financial instruments, and set up 1,292 agricultural cash withdrawal service points; establish rural financial integration There are 253 service stations and 459 financial service points, realizing 208,800 small transactions of farmers and 204,010,700 yuan, and comprehensively realizing the general goal of “no daily finances do not leave the household, basic finances do not leave the village, and comprehensive finances do not leave the township (town)”. The goal of Hui Financial has opened up the "last mile" of inclusive financial services.

During the interview, Zhou Rongqiang, chairman of Ganzi Rural Credit Union, told the author: "The rural farmer's surname is" agriculture ". Its roots are in the countryside, affection for farmers, and destiny for agriculture. We must adhere to our original mission and be careful, precise and precise. Serving this big article of “Three Rural Issues”, came into the farming and pastoral areas with emotions, faced the farmer and herdsmen with deep affection, supported the farming and pastoral projects with sincerity, and always made friends with the farmer and herdsmen sincerely and became true friends. In the high-quality promotion of poverty alleviation, rural rejuvenation, and rural rejuvenation, we will show the role and actions of rural creditors, and contribute to the construction of a beautiful ecological and harmonious well-off Kangganzi. "


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