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Don't let prepaid cards mess up like "overdraft" consumer trust

People's Network January 12, 2020

Business entities are not trustworthy, overlord clauses, and merchants are running out of money ... Recently, all kinds of chaos in prepaid consumption that have been exposed in succession have made consumers miserable. According to reports, the Chinese Consumers Association recently released the 2020 Spring Festival Consumer Tips that when consumers choose various types of prepaid consumption methods, they should examine the company's reputation and rational consumption, so as not to encounter unscrupulous merchants running out of money.

"As prepaid consumption blooms everywhere, violations of consumers 'legitimate rights and interests are common." Netizen "Li Ningyi" said that some merchants continue to "overdraw" consumers' trust, and illegal operators use the name of a card to collect money, scam, and run with funds. The road not only reflects the lack of legal awareness and integrity awareness of some operators, but also exposes the lack of market supervision and other issues.

Some netizens believe that the chaos of prepaid card consumption is constantly banned, and it is urgent to further strengthen legislative work, innovate supervision methods, implement supervision responsibilities, increase penalties, and actively promote public interest litigation to help consumers safeguard their rights.

The netizen "Xu Hui" believes that it is necessary to increase the punishment for running businesses. On the one hand, there is the fact that in the name of prepaid consumption, defrauding consumers of money or absorbing public deposits, as long as it constitutes a crime, they should be held accountable. On the other hand, with credit punishment, all businesses that run the road, All will be included in the blacklist of dishonesty, and joint credit punishment will be implemented to squeeze its living space.

Some netizens said that businesses should abide by the way of doing business, strengthen their main responsibilities, strictly perform contractual obligations, win customers with integrity, and win the market with quality. Consumers must also learn to consume rationally, be vigilant, pay attention to identifying various consumption traps, and increase awareness of evidence and rights.

"The current laws and regulations have strict and strict requirements for prepaid consumption, which is an important reason for prepaid cards to be chaotic for a long time." Netizens "Pujiang Chao" suggested that to fill the trap of prepaid consumption, the only thing to do is to start from the legislative level and specify the unit to be sold Qualifications, liability obligations, liability for breach of contract, regulatory authorities, consumer relief channels and other detailed rules, to expand consumer reporting channels, can ultimately promote their healthy development and protect consumers' legitimate rights and interests in accordance with the law.



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